GAP Insurance

When Car Insurance Doesn't Cover Everything

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Avoid Financial Stress

Avoid having to pay off a car loan for a car that you no longer own.

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Extra Benefits

The policy also covers on road costs and comprehensive insurance of your replacement vehicle together with up to $1,000 for private expenses (subject to policy limits)

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Pay Out Your Loan

Subject to your policy limits, we will pay the balance of your car loan directly to the financier saving you time and stress.

What is GAP Insurance?

If your car is written off in an accident or stolen and not recovered, the insured value of your car may be considerably less than the amount still owing on your loan, leaving you with a short fall. In these circumstances your insurance payout won’t pay off your loan and you’re left with a debt and no car.

Guaranteed Asset Protection (GAP) Insurance covers this difference (subject to policy limits) allowing you to purchase another vehicle with no shortfall.

It is always a good idea to consider the Product Disclosure Statement from the product issuer to ensure that the policy is right for you. Contact one of our finance and insurance specialists if you have any questions.

GAP Insurance Enquiry

CALCULATE YOUR FINANCE NEEDS

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Your weekly repayments will be

Interest rates can vary and interest rates and repayments displayed are a guide only. This calculator is provided for illustrative purposes only and does not constitute a loan application or an offer of a loan. Information provided by this calculator is based on the accuracy of information entered by you and does not take into account your personal needs and financial circumstances. Additional fees, charges, terms and conditions apply. All applications are subject to credit approval criteria. This finance calculator is not applicable for novated leases

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You can afford cars prices between {{FinanceCalc.loanAmount/2|roundup|currency}} - {{FinanceCalc.loanAmount|roundup|currency}}

This is based on {{FinanceCalc.loanRepaymentFrequency}} repayment of {{FinanceCalc.repayments|currency}} for {{FinanceCalc.loanTerm/12}} years at {{FinanceCalc.loanInterestRate}}% interest

Interest rates can vary and interest rates and repayments displayed are a guide only. This calculator is provided for illustrative purposes only and does not constitute a loan application or an offer of a loan. Information provided by this calculator is based on the accuracy of information entered by you and does not take into account your personal needs and financial circumstances. Additional fees, charges, terms and conditions apply. All applications are subject to credit approval criteria. This finance calculator is not applicable for novated leases

Interest rates can vary and interest rates and repayments displayed are a guide only. This calculator is provided for illustrative purposes only and does not constitute a loan application or an offer of a loan. Information provided by this calculator is based on the accuracy of information entered by you and does not take into account your personal needs and financial circumstances. Additional fees, charges, terms and conditions apply. All applications are subject to credit approval criteria. This finance calculator is not applicable for novated leases