It can be tough to find the best car insurance for you and your family. Your car is something you love and want to take the best care of and if you’ve spent lots of cash on a new small car or new sports car you might not be able to afford to spend hundreds on car insurance. Everyone wants the best deal, but it takes a little bit of time and cleverness to save some money.
It is possible to find cheap car insurance quotes?
Car insurance companies have to be competitive, or else they’d go out of business. That’s why you don’t have to settle for the first car insurance company you see on the side of the street. Take advantage of the world wide web by searching for insurance quotes online- you’ll probably find a better deal while sitting on your sofa at home. There’s no pressure or hassle. By the end of your short search you’ll be paying the lowest premium possible, especially considering some companies offer discounts for online purchases.
Insure both with the same company! If you want low cost car insurance for multiple cars, take advantage of any and all discounts on offer. One of those might be that you’ll save a certain amount on each policy depending on how many you take out. That discount could pay for a lot of petrol!
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Compare car insurance quotes based on the amount of coverage offered.
Do you really need every add on? Can’t you get a cheaper premium by stripping away your current car insurance and getting rid of collision or comprehensive coverage? This makes sense if your car is a little bit older or isn’t worth a great deal. Don’t waste money. The same goes for personal injury protection; if you already have life or disability insurance, or top-notch health insurance, only buy the minimum amount to save money.
Avoid high risk vehicles.
You know what makes your car insurance expensive? High risk vehicles. The type that thieves salivate over, the type that have a poor safety records or are expensive to repair. Go instead for a car that’s loaded with safety gear, such as airbags, automatic seatbelts, anti-lock brakes, alarm systems and other anti-theft devices, and daytime running lights. Those fixtures usually score you a discount on your cover, and also keep you and your family safe.
What are your top tips to find the best deal on insurance? Do you agree or disagree? Share your tips with us!